3 Month CD Rates Chart

This chart shows the 3 Month CD Rate, Fed Funds Rate, S&P500 Dividend Rate, and CPI, in relation to the S&P 500.   The 3 Month CD Rate serves as a close proxy for current money market rates, which determines the short term income an investor can receive while his or her investable funds are not invested in the stock market.  Higher, safe returns are competition for investable dollars, and must be considered in predicting cash flows into or out of the market.  Low rates can signal excess cash on the sidelines, and spur stock market investments.

NOTE: Use the Legend link above the 3 Month CD Rate chart to display hidden Dividend Rate and CPI values.